Bankruptcy Databases Plus How To Use Their Interface

By Oscar Wood

The most important and used bankruptcy database is the Pacer database used by the federal courts, this database is accessible online for a fee and is particularly of importance to attorneys throughout America who need to file their clients bankruptcy cases online.

Attorneys are very often allowed to file their client's bankruptcy directly online during times when a lot of cases are being filed and processing times are way up.

However, this bankruptcy database is not accessible directly to debtors who must thus engage an attorney if they want to find information through this means.

Another option available is to use one of the many independent bankruptcy databases that have been built up by many companies, these databases can be very useful when wanting information regarding a company you're thinking of dealing with or when you have two file for bankruptcy.

Searching bankruptcy databases

When using bankruptcy databases you will find that you have a number of search options available to you, the first will probably be by location including state, city and zip code.

Another way of searching for data that is normally presented to you is by date, this can include the filing date, data of first meeting, the dismissal date and of course the discharge date.

Searching by the type of bankruptcy i.e. chapter-, Chapter 11 or chapter 7 may also be beneficial to you, you could also try out a combination of these to see if that gave you more relevant data.

Remember here that chapter eleven deals only with businesses while chapter thirteen is meant for individuals only, and even the majority of chapter seven's are for individuals as well.

Some of the more complete bankruptcy databases will also include details such as the amount relating to assets and liabilities for each case.

Finally, the bankruptcy database will also contain the house addresses and within this you can filter out addresses with regard to certain apartment numbers, PO Boxes as well as those addresses that have number signs in them.

This has been a quick overview of what you can expect from some of the major bankruptcy databases. As I'm sure is clear by now these databases hold a lot of information that can be very useful to the right people. - 29875

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